This document outlines the analytical framework and methodology for conducting a microinsurance country diagnostic study. It is designed to assist readers who wish to gain a deeper understanding of the development of microinsurance markets, as well as researchers, consultants, insurance practitioners, policy-makers regulators and supervisors tasked with the analysis of a national insurance market with a view to develop strategies and recommendations for the growth of microinsurance.

[download, pdf, 1,15 mb]

What is microinsurance? Why is it important? How do microinsurance markets typically develop? What are the benefits of a deliberate strategy or process to developmicroinsurance? What steps can be taken to develop the microinsurance market in aparticular country? What are the issues to consider in doing so and what are the possiblerisks involved?

This document will consider these and other questions by drawing on country experience inmicroinsurance development thus far1. It is aimed at any interested party wishing toproactively promote microinsurance development in a specific country. It is intended as apractical tool to guide the reader in unpacking the process of a microinsurance developmentstrategy and the fundamental questions underlying it. It highlights the considerations to takeinto account, steps, stakeholders, issues that may arise and desired outcomes of amicroinsurance development process. Finally, it provides guidance on the core, practicalquestions faced by stakeholders aiming to promote microinsurance market development.Essentially, it groups these questions into three categories – “why”, “what” and “how”.
[download, pdf, 1,13 mb]

still in progress - will be finalised in 2013

still on progress - will be finalised in 2013