Ways to grow the formal microinsurance markets
Insurance provides clients with a market-based means to mitigate material risks that they face. Microinsurance must do the same for low-income consumers. The approach is to grow the formal microinsurance market.
Tools and guidance

It is a major challenge for regulators and supervisors to create an enabling environment for outreach and sustainability of microinsurance. Following documents provide guidance for regulators and supervisors fulfilling this task.
- A2ii Toolkits
A2ii's global methodology for conducting studies that focus on access to insurance markets and guidelines that help country policymakers and supervisors navigate the microinsurance market development process, using the results of a diagnostic study. - A2ii Standard Terms of Reference for Country Diagnostics
the objectives, scope and approach to be followed undertaking an individual country diagnostic using the methodology developed by the Access to Insurance Initiative - IAIS Issues Papers
issues and challenges in developing an enabling regulatory framework for promoting microinsurance in line with the IAIS Insurance Core Principles (ICPs) - Emerging guidelines for microinsurance policy, reglation and supervision
to assist insurance policymakers, regulators and supervisors to design policy and regulations and supervise compliance in a manner that will facilitate the growth of a microinsurance market in their countries.
